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National Credit Partners is an A+ BBB rated business debt help organization that specializes in cash advance debt settlement and business debt restructuring. We are also a proud member of the AFCC, and by meeting their standards, we have earned their seal of approval which we proudly display on our website.

We strive to provide a hassle-free, personable approach to the resolution process. By doing so, we’re able to make a situation that our client’s would rather not be in, a little easier. But how we are most able to alleviate our clients stress is with our highly-effective restructuring process.

When a business owner is losing more and more ground financially as a result of high interest cash advances, it’s hard for them to see hope. In large part, this is because there isn’t much hope if they were to continue with their current payment structure. Once their eyes are opened up to the realization that their agreement can be modified and their payments can be much more manageable, a weight is lifted.

National Credit Partners isn’t the only business debt settlement company, but we do take what we do serious. If you are one of the many thousands of companies struggling with high interest business loans, call us today for a free consultation. Just taking the first step in talking to an expert can start relieving stress. And once you talk to a debt help specialist, you will see that there is hope.

How Does Cash Advance Debt Settlement Work?

Like MCA debt relief, cash advance debt settlement works by coming to a mutually beneficial agreement between lender and borrower. Let’s say you have a cash advance through OnDeck. We will use our working relationship with them to negotiate a new payback agreement for your loan. Likewise, we will negotiate a similar agreement with all of your business and MCA lenders. Companies that have a lot of these types of advances can pay many thousands less per month in payments.

After reaching an agreement with all of your creditors, simply stay current with your new payments. By doing so, you will see your debts going down quicker than you might have thought possible. And now that you have freed up cash by lowering your payments, you can focus on expanding your business. Ideally, at this point, you can find more ways to make your business more profitable. By doing so, you will be saving money monthly on one side and making more on the other side. Secondly, start saving a business emergency fund. This can be a lifesaver financially at times. To see a more in-depth guide on how to do so, read Dave Ramsey’s page on setting up a business emergency fund.

How Do I Qualify For a Program?

Qualifying for a business debt or MCA debt settlement program is simple. The main determining factors are having qualifying debts and the minimum debt amount needed. Approved lenders and qualifying debt amount may vary from company to company, but they all have fairly similar requirements.

Our company requires a minimum debt amount of $50,000. Some companies may go down to as low as $25,000 and some may require more than $50,000.

As far as the lenders we deal with, we have included a list of the main ones below. This is, by no means, a full list of lenders we deal with, so if you don’t see yours on there, call us to see if we can work with yours.

Services include:

  • Bankruptcy
  • Debt Management
  • Business Debt Restructuring
  • Analyzing Business Debt
  • Business Loan Modification
  • Debt Negotiations
  • Network of Attorney
  • Commercial Debt Restructuring Strategies
  • Debt Counseling Exit Strategies
  • Organization Debt Restructuring
  • Graduated Debt Relief
  • Personal Debt Analysis

Why Us?

We Have Helped Businesses Restructure Millions in Debt. We have over 20 years of combined experience in the industry and an A+ BBB Rating. Our process increases cash flow and eliminates debt.

Who We Are

National Credit Partners is a business financial firm that specializes in business debt relief and business loan modification. By leveraging our knowledge of the Merchant Cash Advance industry and relationships with direct lenders, we are able to get results quickly and without legal action being filed.


Provides a lifeline for over-extended business owners who are drowning in debt.

  • Reduce your business debt payments by up to 40%-60%
  • Improve business cash flow quickly
  • Save your business from closing

AFCC Member

We are an American Fair Credit Council alliance member business. We strive ourselve to follow AFCC’s strict Code of Conduct. AFCC has determined that National Credit Partners meets AFCC Alliance Membership Standards.

We are an A+ BBB Rated Company



Our Office

1551 N. Tustin Ste 190
Santa Ana, CA 92705

Office Hours

Mon-Fri: 8am – 5pm PST
Sat-Sun: Closed

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