If you are experiencing a significant financial burden due to your business debt, we offer debt relief solutions tailored to your needs and goals. We provide a full suite of debt relief for small business owners that addresses a wide variety of financial concerns.

Types of Business Debt We Work With

Merchant Cash Advances– this is an option that gives business funds needed for operating or overhead based on future sales and revenue. With these types of loans, funds are available quickly and are typically electronically deposited into the merchant’s bank account. In many cases, business owners find themselves unable to keep up with the commonly high daily payments and interest rates associated with these types of loans. For situations such as this, a business debt relief program such as ours is a viable solution

Business Credit Cards– Business credit cards have some advantages over merchant loans, but they also have their cons like any debt. In most cases, the interest rate is less than that of a merchant loan, but still high in comparison to a secured loan. Business credit cards are also fairly easy to get approved for and since the payment terms are more flexible than most other business loan types, a business owner can spend a lot of money on a business credit card without noticing just how much until the payments become unmanageable. Our debt relief program can help gain the relief you need from these types of credit cards. We can even include them in a program with other debt types. Give us a call today to start the process of becoming debt-free and cash flow positive.

Private Investment– Private investments can be from angel investors and venture capitalist. Even though funds from such investors are unsecured, they can weigh heavily on a business’s overall profit. This can, in turn, make other business debts, operating costs, and other overhead costs more difficult to keep up with. Like all situations involving high debt to income, there is no one size fits all solution. With that said, our program is flexible enough to encompass most situations.

Micro Loans– Micro loans are smaller business loans that can have some pretty hefty payback terms. Like any other unsecured business debt, microloans can also spiral out of control. This typically happens when business income slows down or operating costs go up. No matter what the case is, it’s better to deal with unmanageable debt sooner than later.

Get Relief From Business Debt Starting Today!

Where can I find debt relief companies near me? National Credit Partners is a Tustin, California-based debt consultancy service that provides effective business debt relief options for diverse businesses in California and beyond.

 Worrying and stressing over business debt doesn’t have to consume you day and night. There is a solution and we’re here to help you find it! Our team has the experience, tools, and resources to lift your debt burden and help you become cash-flow positive. It is important to stay current with your restructured payments once enrolled in our program. It is also equally important to not take out any more high-interest business or MCA loans. Not adding to your debt is just as important as paying down your current debt.

Business Debt Relief vs Bankruptcy

For more than a decade, National Credit Partners has been one of the leading business debt relief companies, providing effective, customized debt relief solutions for businesses across industries.

What are the advantages of business debt relief compared to filing bankruptcy? This depends on the type of bankruptcy, chapter 7, chapter 11 or chapter 13. Chapter 7 is an all out bankruptcy for worst-case scenario situations. Chapter 7 bankruptcy also has more strict approval guidelines then chapter 11 or 13. And, all three bankruptcy options come with serious credit consequences. But how do bankruptcy options compare on a whole to business debt relief? Since business debt relief is a negotiation process made directly with your lenders, and a bankruptcy filing is not needed, it will have a less serious negative impact on your credit. Another downside of bankruptcy is the effect it will have on future loan rates.

The negative impact you receive from bankruptcy will also mean business loans afterward will come at an even higher interest rate. Before considering bankruptcy, see how business debt relief compares and if it’s right for you. If you’re looking for the best debt relief for small businesses, National Credit Partners provides in-depth expertise in providing business debt relief options for a wide variety of companies. Whether you’re struggling with Merchant Credit Advances, business credit card debt, bank loans, equipment loans, or other forms of business debt, our debt relief for business owners can help you discover the best course forward. We are proud to offer the best debt relief for small businesses, and we’re sure we can help your business reach its full potential.

AFCC Member

We are an American Fair Credit Council alliance member business. We strive ourselve to follow AFCC’s strict Code of Conduct. AFCC has determined that National Credit Partners meets AFCC Alliance Membership Standards.

We are an A+ BBB Rated Company

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